How it works

How our rent-to-own
program works?

Our rent to own program in Saskatchewan makes it possible to move into your dream home today — even with bad credit, low savings, or no mortgage approval. We purchase the home on your behalf and you rent it while building savings toward ownership. Available in Saskatoon, Prince Albert, Moose Jaw, Yorkton, and other Saskatchewan cities, this program helps you lock in your future home price, avoid rising real estate costs, and own your home in as little as 2–3 years.

Start Your Rent-to-Own Journey Today

How Saskatchewan House Partner's Rent-to-Own Program Works

Whether your clients are first-time buyers, newcomers, or facing credit challenges, our structured rent-to-own program gives them a clear path to homeownership. Below is an expanded step-by-step guide to our process—designed to help you confidently refer clients and track their progress through our Saskatchewan-wide solution.

Step 1
1
Apply to Pre-Qualify

Find out if you're eligible for our Rent to Own Saskatchewan program. It's completely free and won't affect your credit score. Get an instant idea of your home budget today. Clients complete a quick online application to verify their basic financials. We review income, employment, and savings — no credit check required. This gives your clients an accurate idea of how much home they can afford before they begin their search.

Step 2
2
Get Full Approval

Submit supporting documents (like income and savings proof). We'll verify everything and confirm your maximum home budget for Saskatchewan's rent to own program. This step ensures your clients are fully qualified and ready to start house hunting with confidence.

Step 3
3
Find Your Dream Home

Work with our partner agents or your own realtor to find a home that fits your budget in Saskatoon, Prince Albert, Moose Jaw, Yorkton, or any Saskatchewan city. Once you've found the perfect property, we'll purchase it on your behalf.

Step 4
4
Move In & Save

Move into your new home right away. Each month, part of your rent payment goes toward your future down payment. You'll build equity while improving your credit score, all while living in the home you'll eventually own.

Step 5
5
Buy Your Home

When you're mortgage-ready (typically 2-3 years), purchase your home at the price locked in from day one. Use your accumulated savings as your down payment and complete the purchase with a traditional mortgage.

Try Now!

Ready to Start Your
Homeownership Journey?

Take the first step towards owning your dream home with our rent-to-own program. Get pre-qualified
today and start building equity while you rent.